Ricky joined Independent Wealth Solutions in May 2022. With a Bachelor of Science in Finance from CSU San Marcos, and experience alongside Maxwell Wittenberg at Northwestern Mutual, Ricky brings a great deal of financial and investment knowledge to the team. He specializes in building processes, managing clients, and day to day procedures. He also runs the back-office and operational activities at Independent Wealth Solutions. Born and raised in La Costa, he shares Steve and Maxwell’s focus on serving local members of the community.